Work with us

Looking to Refinance?

We work for the People not the Banks! That means the banks compete for our business, so you don’t have to worry about our pricing right off the bat!!! We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you’re looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Reverse Mortgage | Bank Statement Loans | Private Money | First Time Buyer | 2nd Mortgage and Bridge Loans | & More

What makes Garrick Werdmuller, and Fresh Home Loan, unique is that we offer the following niche programs as well: Credit Repair, Reverse Mortgage, 14-day close, Full Loan Approval, Approval One Day After Foreclosure.

Contact Garrick Werdmuller today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Garrick Werdmuller
(510) 282-5456