by garrick | May 9, 2025 | 411
I wanted to share a quick story that might help you with your next buyer on the edge of qualifying… A few weeks ago, I had a client who fell in love with a home—but when we ran the numbers, her debt-to-income ratio (DTI) was just a little too high. She was already...
by garrick | Jun 3, 2024 | 411
Consolidating credit card debt into a cash-out refinance can be a strategic financial move under certain circumstances. Here are some reasons why someone might consider this option: Lower Interest Rates: Credit cards often come with high interest rates, sometimes...
by garrick | Nov 16, 2023 | 411
Are you in the market for a new home or looking to refinance your existing mortgage? Now is the perfect time to seize an incredible opportunity with The 1-0 Buy Down and enjoy a special $600 Appraisal Credit until March 31, 2024. This exclusive offer is brought to you...
by garrick | Nov 14, 2023 | 411
The San Francisco Bay Area, known for its stunning landscapes, technological innovation, and cultural diversity, faces a growing challenge in its housing market. As housing costs soar and urban spaces become more limited, residents and policymakers alike are exploring...
by garrick | Oct 17, 2023 | 411
Why Does Getting a Home Loan Have to be Such a Pain in the @$$??? I came up with this after this client told me the story of dealing with a Big Bank and the largest online lender in the nation and having such a terrible experience, she didn’t even want to talk to me....
Recent Comments