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Digital 411
Expanding Your Real Estate Portfolio Through Private Money or Hard Money in California
As an “Independent Mortgage Broker that Works for the People”, Private Money, or HARD MONEY is in constant demand. Garrick Werdmuller, President and CEO of Fresh Home Loan has been brokering Private Money deals since 2008. “Back then, many investors could only get...
How to Get Preapproved for a Home and WIN in Markets Like the San Francisco Bay Area & California
The Fresh Home Loan Home Buyers Concierge Program is an exclusive program from Fresh Home Loan Inc. California’s Premier Mortgage Brokerage. We have been working with First Time Home Buyers, Move Up Home Buyers, Move Down Home Buyers, and Investors for 20+ years and...
Unlocking Potential: The Rise of Accessory Dwelling Units in the Bay Area and How to Navigate Financing Options.
The San Francisco Bay Area, known for its stunning landscapes, technological innovation, and cultural diversity, faces a growing challenge in its housing market. As housing costs soar and urban spaces become more limited, residents and policymakers alike are exploring...
When Are The Feds Going To Cut Rates And By How Much?
We've all been anticipating the ripple effects of the Fed's rate cuts, and the real estate market is buzzing with excitement for what lies ahead in 2024. The big question on everyone's mind is not just when these rate cuts will happen, but by how much? Let's delve...
Unlock Your Dream Home: Exclusive Mortgage Offer in California with The 1-0 Buy Down and $600 Appraisal Credit!
Are you in the market for a new home or looking to refinance your existing mortgage? Now is the perfect time to seize an incredible opportunity with The 1-0 Buy Down and enjoy a special $600 Appraisal Credit until March 31, 2024. This exclusive offer is brought to you...
Unlocking Potential: The Rise of Accessory Dwelling Units in the Bay Area and How to Navigate Financing Options
The San Francisco Bay Area, known for its stunning landscapes, technological innovation, and cultural diversity, faces a growing challenge in its housing market. As housing costs soar and urban spaces become more limited, residents and policymakers alike are exploring...
The Fresh Home Loan Home Buyers Concierge Program
The Fresh Home Loan Home Buyers Concierge Program The Fresh Home Loan Home Buyers Concierge Program is an exclusive program from Fresh Home Loan Inc. California’s Premier Mortgage Brokerage. We have been working with First Time Home Buyers, Move Up Home Buyers, Move...
The Cash Out Refinance Book: Get Your Complimentary Copy!
The Cash Out Refinance Book: Unlock the Hidden Value in Your Home! The Cash Out Refinance Book: What Is a Cash Out Refinance? Exciting news, we have just released the Cash Out Refinance Book where you can get all your questions answered. FOR FREE About the benefits...
Why Does Getting a Home Loan Have to Be Such a Pain in the @$$???
Why Does Getting a Home Loan Have to be Such a Pain in the @$$??? I came up with this after this client told me the story of dealing with a Big Bank and the largest online lender in the nation and having such a terrible experience, she didn’t even want to talk to me....
California Dream For All Shared Appreciation Loan UPDATE 2024
It is True! The Legislature passed, and Governor Gavin Newsom signed into law, the 2023-24 State Budget which provides $200 million for the CalHFA Dream for All Shared Appreciation Loan program!!! CalHFA will continue working with partners in State government and...
United Wholesale Mortgage is the #1 Lender in the nation so how do you get a loan with them?
United Wholesale Mortgage is the #1 Lender in the nation so how do you get a loan with them? Today we are talking all things United Wholesale Mortgage or UWM. The #1 Mortgage Lender in the Nation.But you can’t just call UWM to get a loan so who are they and how do you...
4 Reasons Why You Shouldn’t Wait for Mortgage Rates to Drop
In August there was a definite sourness in the real estate market, for both buyers and sellers, with the rise of mortgage rates to multi-decade highs. What potential home buyers don’t realize, at least many of them is when they do “get off the fence” with lower rates,...
Nurturing Connections with Home Buyers – The Power of Project Open House from Fresh Home Loan
Nurturing Connections with Home Buyers – The Power of Project Open House from Fresh Home Loan What is Project Open House? Essentially Project Open House is a sign in sheet and a $25.00 gift card and a solid follow up campaign for those “tepid” open house leads. How...
Home Equity Line of Credit in 5 Minutes with No Hard Credit Check
Home Equity Line of Credit in 5 Minutes w No Hard Credit Check #realestate Fixed or Adjustable Home Equity lines of Credit – Approved in 5 minutes with Hard Credit Check In a looming environment of high debt, Fresh Home Loan Inc., in Alameda, Ca. has access to a...
1 TIME CLOSE Construction Loan from Fresh Home Loan
Fresh Home Loan inc., in Alameda Ca., has a very unique loan that we are discussing today and it is the 1 TIME CLOSE time close construction loan. This is a great loan for Realtors that sell a lot of land, builders and contractors, and even land owners looking to...
What Interest Rate are you Really Paying?
If you have a mortgage with a low rate, that’s awesome! But what if you have other debts? According to Lending Tree: Americans’ total credit card balance is $986 billion in the first quarter of 2023, according to the latest consumer debt data from the Federal Reserve...
The 0% Interest Rate Bridge Loan
Are you looking to move up, or move down but your downpayment is tied to the equity in your current home? Bridge Loans are a big deal right now with inventory being so tight. What is a bridge loan? Purchase Bridge Loans: are used when a borrower wants to purchase a...
5 Day HELOC
WHAT??? 5 Day HELOC – Fixed or Adjustable - Tap Into Your Equity Not Your 1st Mortgage Are you looking to tap into your equity, but you don’t want to mess with your low fixed rate first mortgage? We have a new product that can fund in as fast as 5 days! It’s a Home...
The Real Time Referral Program
Leads Are Seeds! The Real Time Referral Program Explained! Hi! Thanks for watching this short video that discusses our Real Time Referral program. I promise it will be a great use of your time! I appreciate you and look forward to growing a “Forest of Oak Trees” with...
Zero Down Financing with No Income Restrictions!
Fresh Home Loan Inc. Announces a Zero Down Home Loan with No Income Restrictions for California "While the housing market has its challenges for many buyers and sellers, one thing to realize is the opportunity this market has for the first-time homebuyer” — Garrick...
HomeOne® – A Great Little Known Home Loan for First Time Home Buyers
Introduced in 2018, Freddie Mac’s HomeOne® mortgage loan is designed to make financing more accessible for prospective home buyers as well as refinance. Another thing that is truly unique is it allows ‘Border Income’. This is rent received from a roommate. You can...
Trigger Leads and How To Deal With Them
Trigger Leads and How To Deal With Them Let's assume one is looking to buy a home. They call Fresh Home Loan, a local mortgage brokerage, and Broker Owner Garrick Werdmuller does his due diligence in running credit and approving your loan and THE NEXT DAY YOU HAVE...
5 Reasons Why ‘No Doc’ Investment Loans are a Great Idea – Also known as a Debt Service Coverage Loan or DSCR Loan.
What is a Debt Service Coverage Loan? There is a lot of talk about ‘No Doc’ Investment Loans these days. Now, this is not some Sub Prime Loan from 2006 that allows for a blank application, and you get the loan. This is a loan that is qualified by the subject property...
Winter is Coming! Are YOU Ready? Zero Down Loans Private Money Loans Self Employed Loans Investor
https://youtu.be/gHAUQD9KJNs We are doing an AWESOME event on November 17th 2022 On Facebook: https://fb.me/e/3W3sSwMfC Winter Is Coming! With the current shifts in the real estate market, you need to maximize every opportunity you have with Alternative...
Live Event: Wholesale Buydown Program | September 23rd & 30th at 10am PST
Learn WHY it’s Important to Know and Educate Buyers and Sellers, WHAT it is and HOW it works. Avoid Price Reductions & Give Your Buyer Access to Below Market Wholesale Rates With rates going up more sellers are dropping their prices. Don’t let your seller make...
Home buyers Are in CONTROL AGAIN! The Three Things You Need to WIN in THIS Market!
The real estate market is cooling fast! It has been a sellers’ market for a long time. This is when there are a lot of buyers competing for the same house of course, which drives values up. People are bidding and over bidding, especially in areas like California and...
Fresh Home Loan Inc. President, Garrick Werdmuller Explains What A Seller-Paid Rate Buydown Is?
With mortgage interest rates spiking as fast as they did earlier this year, there has been a dramatic shift in the housing market and a lot of sellers are facing price reductions. A great strategy to avoid a price reduction is the seller buydown. How this works is...
What Is A Seller-Paid Rate Buydown?
This is the big buzzword right now among in-house lenders, I know. Why not give your sellers and buyers access to lower wholesale rates to begin with? https://www.youtube.com/watch?v=jGRKu8Uol8I What Is A Seller-Paid Rate Buydown? This is when the seller gives...
The 7/6 ARM Mortgage. What is it and why is it so Popular?
The 7/6 ARM is becoming increasingly popular since rates have ticked up. Here are some basics you should know before signing off in a 7/6 ARM. https://www.youtube.com/watch?v=haum2VJg9kc 1. The Adjustable Rate Change After Fixed Period Since the initial interest rate...
Rates, Real Estate, and Recession
https://youtu.be/Gna924dUeGk Inflation is the big buzz word in 2022 and how quickly times have changes in the mortgage world. We are seeing huge lender like Rocket and Better.com with tremendous layoffs with the new frontier we enter now that rates are up a good...
Why Are Jumbo Reverse Mortgages So Popular in the San Francisco Bay Area?
https://www.youtube.com/watch?v=nrBfj2CfyOE There was a time when jumbo reverse mortgages received a bad rap amongst consumers, but over the last decade, jumbo reverse mortgages have evolved to become one of the more popular financing vehicles for borrowers throughout...
Can Your Mortgage Broker Do It All, Even Reverse Mortgages?
https://www.youtube.com/watch?v=JmLBOpG7J1U Talking to an independent mortgage broker for your next purchase or refinance, or reverse mortgage is always a good decision. In fact, recent data shows that many borrowers are turning away from the bigger banks in favor of...
Five Retirement Housing Options Worth Exploring
Everyone wants to hit that milestone where you can hang up your work boots and retire from the daily grind. The problem is that many Americans fail to adequately prepare for this pivotal life change. Recent data suggests that nearly 35% of people have little or no...
How to Sell a Home with a Reverse Mortgage
When you first applied for your reverse mortgage, you were probably trying to plan ahead for your future, with long-term goals in mind. But no matter how much you plan, life can throw you an unexpected curveball, changing things down the road. Whatever the...
The History or the Reverse Mortgage
While the concept of a mortgage has been around for centuries, the modern mortgage didn’t really take footing in America until the late-1800s. While traditional mortgage financing has certainly evolved since its original inception, reverse mortgages have had a much...
A Step-By-Step Guide to Getting a Reverse Mortgage
For years borrowers have been leveraging reverse mortgages to help consolidate debt, eliminate their monthly housing payment, and even fund retirement. In fact, home equity conversion mortgages (HECM) have become increasingly popular over the last decade. But if you...
5 Reasons Why Getting a Reverse Mortgage is a BAD Idea
Companies spend a lot of money making reverse mortgages sound appealing, but the truth is that getting a reverse mortgage isn’t always the best idea. For years reverse mortgages have been championed as a great way for you to fund your retirement (if you are of...
Top 5 Reasons Why Getting a Reverse Mortgage is a GOOD Idea
No one ever said that life is easy, fair, or even that it comes cheap. In fact, the cost of living has been incrementally increasing over the years making it that much harder for individuals to afford even the basic necessities. But if you are a homeowner where...
The Impacts of the Ukrainian-Russian Conflict on Mortgage Interest Rates
https://www.youtube.com/watch?v=HWgymB_88Sk As news of the Ukrainian-Russian conflict continues to shock the world, domestic borrowers and investors alike have grown rapidly concerned with the macroeconomic impact the war might have on the U.S. housing market. Before...
The Federal Reserve has raised its benchmark rate for the first time since 2018
https://www.youtube.com/watch?v=uBBqNe4C1yg The Federal Reserve's move to boost its short-term target rate by a quarter percentage point was widely expected. The Fed said the FOMC "anticipates that ongoing increases in the target range will be appropriate." "In...
What is a Home Equity Line of Credit?
A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity line of credit and repay all or some of it monthly, somewhat like a credit card. With a HELOC, you borrow...
Home Equity Lines of Credit now available at Fresh Home Loan Inc, the East Bay Area Mortgage Broker
With rates ticking up, yet Home Equity is at an all-time high, now is the perfect time to get a Home Equity Line of Credit!
10 Steps to Opening your Own Mortgage Brokerage
As I write this, I have been a mortgage originator for 21 years now and yes it has been a wild ride, but I have to say overall, it has been a blast! In 2021 I finally opened Fresh Home Loan Inc., “Independent Mortgage Brokers that Work for the People” ™....
First time Home Buyers – Is It Too Late to Buy a Home?
2021 has been a banner year for housing, fueled by record low interest rates, strong demand, and a low supply of homes. https://youtu.be/JFsZ0419iQs You may be wondering if you are late to the party, or if it’s still a good time to purchase. Experts...
As Rates Creep up in 2022 the FHFA Hikes Fees for High-Balance and Second-Home Loans!
The FHFA announced some pretty dramatic fee increases for high balance and second home financing. They are implementing loan-level price adjustments on April 1st, 2022 that affect home buyers and homeowners in high-cost areas like the San Francisco Bay Area and people...
First Time Home Buyers – What do the New 2022 Conforming Loan Limits Mean to You?
What do the new 2022 conforming loan limits mean to First Time Home Buyers? The new loan amounts are here, and they are HUGE! Originally, we thought the conforming loan amount was going to be 625K but as we mentioned before they are up to $647,200 and High balance is...
The New 2022 Loan Amounts are Here!!!
https://www.youtube.com/watch?v=lMCxh50FkDU&t=13s
Appreciation + Low Rates = Opportunity
https://youtu.be/p7JxPWV6uH0 Mortgage Review- Putting your home equity to work for you. While there may be signs of the real estate slowing down in certain areas that is not the case here in the Bay Area, we are still seeing multiple offers. I saw a house...
Self Employed Home Loan Checklist – “Post” Pandemic
Since Covid, there have been more requirements for self employed borrowers as well as W2’s employees as well What you don’t want to do is lie and say you are W2’d when you are self-employed. Also, it is best to get what is required rather than make a fuss about it....
The Truth about Online Reverse Mortgage Calculators
Are you looking online for a Revere Mortgage Calculator to find out how much you or a loved one might qualify for? Well, the truth is the answer is pretty easy to get, all you need is a: Property Address Date of Birth And we can run different scenarios for you with...
Are There Jumbo Loans For First-Time Home Buyers?
What is the Annual Percentage Rate (APR) and Why is it Flawed?
What is the Annual Percentage Rate (APR) and Why is it Flawed? An annual percentage rate (APR) reflects the mortgage interest rate plus other charges. There are many costs associated with taking out a mortgage. -These include: ♣ The interest rate ♣ Points ♣ Fees ♣...
Refinancing in California Just got ALOT Cheaper
On July 16th, 2021 the FHFA announced they are removing something we complained about in August – the FHFA adverse Market fee. Basically, a 50 basis point charge, that was announced out of the blue last summer, to consumers looking to refinance when we were...
Why NOW may be the time to Lock in that Mortgage rate if you have not Already
Why NOW May be the Time to Lock in that Mortgage Rate…We have seen mortgage rates rally pretty big time over the past few weeks, AND, we have also seen a lot of talk about the feds tapering mortgage-backed securities. Federal Reserve Bank of Dallas President Robert...
Biden Fires Calabria and Hires Thompson – What is Next for Your Mortgage and the FHFA?
The director of the FHFA, Mark Calabria, who was appointed by President Donald J. Trump was fired by Joe Biden Wednesday June 23rd after the Supreme Court Ruled that Congress made the FHFA too insulated from the White House because the president couldn’t easily remove...
Mortgage Rates “Taper” w Fed Announcement?
The Fed finally Acknowledging inflation after being very transitory and admitting we are going to see inflation around 3.4% towards the end of the year.
Fannie Mae RefiNow – 4 Loan Approvals We Could not do in 2020!
Great News! We JUST got approvals for 4 borrowers that had debt to income issues that were too high in 2020 and I think we are about to get 2 more. Here is the deal… Fannie Mae Announces RefiNow – Expands Eligibility to Help More Homeowners Reduce Their Monthly...
Home Buying and a Global Pandemic – A Crazy New World
The mortgage business while extremely busy right now is full of challenges. Take on those, open a mortgage brokerage with a reverse mortgage division, and write a book and you have my start to 2021 dialed in! I am very proud to announce I wrote a book Home...
Appraisals 2021 They Will Take Longer, Be More Expensive, Come in Low???
Between an aging appraiser society, Shelter in Place, and low interest rates appraisals can arguably be the biggest challenge today when buying or refinancing a home. We are seeing extremely long turn times, rising costs and with the bidding wards going on, they are...
Finally!!! Jumbo Purchase Loans, Easy Underwrite! I am FIRED UP! 2 conditions not 2 pages of!!!
Finally!!! Jumbo Purchase Loans, Easy Underwrite! I am FIRED UP! 2 conditions not 2 pages of conditions! A Few approvals in now and this program is amazing! 2 or 3 conditions instead of 2 or 3 pages! Realtor’s and Homebuyers…. You may want to rethink that strategy of...
United Wholesale Mortgage vs Rocket Pro TPO – the Battle of the Wholesale Mortgage Giants
https://www.youtube.com/watch?v=LfviqfD_9T0&feature=youtu.be The Wholesale Mortgage World was turned upside down on March 5th when President and CEO of UWM Mat Ishbia the largest wholesale lender in America went on Facebook and told the Mortgage broker world if...
Investment Properties and Second Homes just got WAY more Expensive to Purchase and Refinance!
Another 2021 Shocker in the Mortgage World announced on March 10 2021. Second homes and investment properties will be taking a HUGE hit! https://www.youtube.com/watch?v=2HSTGfemXSE Fannie Mae came out with an announcement on March 10, 2021 stating: Recent amendments...
Home Purchase Pre-Approval Letters
Fresh Home Loan Changing the Game for Agents and Home Buyers Never before has a pre-approval letter been so important. Not only do you need one to write offers but more often than not, you need one just to get into a home. It can be a hassle to have...
Mortgage Rates on the Rise in 2021
The conforming 30 year fixed mortgage rates are going up probably going to level off between 3.25 and 3.75 which is a big jump from the mid 2’s we saw just a few weeks ago and everybody wants to know why? The short answer? The economy is improving, and rates go down...
The Fresh Home Loan Housing and Interest Rate Outlook for 2021
Housing and Interest Rate Outlook for 2021 Between the Pandemic Politics Stocks and now Mortgage rates 2021 is off to the races! As far as our housing outlook for 2021, here we go… Janet Yellen, former Fed Chair is now treasury secretary. She is quite different than...
What is G.O.S.P.A.?
G.O.S.P.A is a strategy planning technique I was turned on by an industry friend and I thought it was a really great concept. G.O.S.P.A. is an acronym and it refers to Goals, Objectives, Strategies, Plans/ Priorities, and Actions. [yotuwp type="videos"...
Lower Rates, Faster Turn Times, and Better Qualified Borrowers, Broker or Bank?
United Wholesale Mortgage released some data recently looking at the current industry challenges and a comparison of retail and wholesale originations. Industry turn-times are the...
Mortgage Rates and The Feds Confusing Message
We are days before the FHFA hits you with the adverse market fee. This is a 50-basis point fee that will increase rates for the consumer roughly .125-.375 as I discussed last month. The FHFA says it’s to counterbalance the looming 6 billion in forbearance etc. but...
Private Money Lending
Private Money is a commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, Private Money...
COVID-19 and Real Estate Appraisal Challenges
https://youtu.be/28uVhAOlGr8 Today we’re talking to David Schute with Home Appraisal Valuations Appraisal Management Company. David discusses the climate with appraising properties during a global pandemic and some of the challenges appraisers and the real estate...
What the HECK is Going On With the IRS???
https://youtu.be/dob2jknmQbY Today we are here with Coree Cameron Cameron CCK Corp https://cckcorp.com/ talking about the IRS and what is going on during the shutdown.
Introducing Conquest for REALTORS® – Mortgage Rates in the 2’s for Home Buyers!!!
https://www.youtube.com/watch?v=qf_yRgaQDaE Are you a REALTOR® looking to explode your business for the rest of 2020? We have an exclusive program for conventional home buyers called Conquest! This is a conventional loan program that has rates in the 2’s! This is a...
Investing your Money Safely during a Global Pandemic with John Reising, Reising Financial
https://www.youtube.com/watch?v=7q6Qw-k02A8 We are super lucky to have John Reising as our guest today. John is in the top 1% in the nation of financial investors that deal with fixed annuities. John tells us about his product for clients looking to make conservative...
Introducing Conquest – Mortgage Rates in the 2’s!!!
https://www.youtube.com/watch?v=0tA9m77LhoE Mortgage Rates have been all over the place over the last few months. Fortunately, we have been approved for a temporary program, exclusive to wholesale lenders, called Conquest. These are loans with rates in the 2’s!!!...
Who is Garrick Werdmuller? Fresh Home Loan?
https://www.youtube.com/watch?v=tSGymduOrL4 We are here to help you with your home financing during these unprecedented times. While banks are changing guidelines and loan programs daily, we know who the right fit for your home loan is and will help you navigate...
The CORONAVIRUS and your MORTGAGE
https://www.youtube.com/watch?v=Dzdfg1fdtUw A lot of crazy press out there! Everything is closing and cancelling, from sporting events to schools. All this has created panic in the financial markets and opportunity for homeowners looking to refinance. BE SAFE! First...
Changes to Open Homes During the Summer of 2020 | Garrick Werdmuller & Philip Kaake
https://youtu.be/mV8c0RqR1VY While we are slowly opening up business as a country obviously a lot of changes are happening. Real Estate Agents and Home sellers can once again show open homes but you must have a Coronavirus Property Entry and Advisory Declaration or...
Navigate the Lockdown with Matt Leighton
https://youtu.be/MqwUCBbj9kE This was an event I was honored to be a part of at the end of March when Social in Place first came out. Matt Leighton is an agent out of Arlington, Virginia. Matt discussed the opportunity of video during the Lockdown.
Navigate the Lockdown with Kevin Kauffman
https://www.youtube.com/watch?v=L9gezgXINI0&feature=youtu.be This was an event I was honored to be a part of at the end of March when Social in Place first came out. Kevin Kauffman is a Nationally Recognized Agent with a huge team of agents in multiple states. He...
Navigate the Lockdown with Kenny Truong
https://www.youtube.com/watch?v=3k6dwe4yN1s&feature=youtu.be This was an event I was honored to be a part of at the end of March when Social in Place first came out. Here Norman Kinsey III interviews #Fastagent Kenny Truong. An Oakland top producing agent, team...
The Truth About Credit Repair and Credit Scores with Sam Parker
https://www.youtube.com/watch?v=E-gBums1dHk There is a lot of misconception about credit repair and credit scoring out there. As a mortgage broker we see and hear a lot of things. We are also solicited to constantly by credit repair people. Today we are talking...
The Truth About Your Credit Score and Credit Repair
There is a lot of misconception about credit repair and credit scoring out there. As a mortgage broker we see and hear a lot of things. We are also solicited to constantly by credit repair people. Today we are talking to Sam Parker at MyCreditGuy.com (pre Covid-19). I...
Income, Employment, Loan Docs, and Rate Locks – Getting a Home Loan During Covid 19
https://www.youtube.com/watch?v=VgDKjVmjKsA&feature=youtu.be First and Foremost, as you are reading this, I hope you and yours are safe and healthy! With the Shelter in Place now in full swing, employment on the rise and an untold number of mortgage forbearances...
Forbearance is not Forgiveness
https://www.youtube.com/watch?v=aSBvaofITeI&feature=emb_title The Fresh Home Loan Digital 411 with Garrick Werdmuller talking about Forbearance is not Forgiveness. There is a lot of confusing information out there about mortgage forbearance.This is the Digital 411...
Rene Rodriquez and Garrick Werdmuller talk about Time vs Life
https://www.youtube.com/watch?v=h9boawqyC2c&feature=emb_title The Fresh Home Loan Digital 411 with Rene Rodriquez and Garrick Werdmuller talking about Time vs Life. What does time mean? Time is one of those things that's very hard to measure. Rene explains how he...
Social Marketing Tips for REALTORS and Loan Officers with Norman Kinsey III of Liftoff Agent
https://www.youtube.com/watch?v=qSWypkFcHrw&feature=emb_title Garrick & Norman talk about Social Marketing: Get on Instagram! Be transparent about you and your business. Run ads and retarget to your visitors. Fresh Home Loan LLC - Team Werdmuller - Best Equity...
March 2020 in a Nutshell for the Mortgage Market
March was an unprecedented month in the mortgage industry! We saw THE LOWEST RATES in HISTORY! That quickly ended with one of the quickest upticks in history. Then the demise of the Jumbo and Non-QM markets and the Shelter in Place ordinance leading to huge...
The Fresh Home Loan Digital 411 with Garrick Werdmuller
https://www.youtube.com/watch?v=SY-E-qrl2h0&feature=emb_title
Private Mortgage Insurance – What it is and Why you Need It with Garrick Werdmuller
What is an Appraisal???
The Loan Process – Step 1 – Getting Pre Approved for a Home Loan with Garrick Werdmuller
What is a Mortgage Broker?
I have worked for Mortgage Banks and In House Lenders and Broker is Better! If you’re in the market for a home and have found the perfect place, your next step is securing a mortgage. For many people, this is the stressful part. You have to get your finances in shape,...