by jessicajones | Mar 23, 2022 | 411
The Federal Reserve’s move to boost its short-term target rate by a quarter percentage point was widely expected. The Fed said the FOMC “anticipates that ongoing increases in the target range will be appropriate.” “In addition, the Committee...
by jessicajones | Feb 24, 2022 | 411
A home equity line of credit, or HELOC, is a second mortgage that gives you access to cash based on the value of your home. You can draw from a home equity line of credit and repay all or some of it monthly, somewhat like a credit card. With a HELOC, you borrow...
by jessicajones | Feb 14, 2022 | 411
Introducing Fresh Home Loan Inc. Home Equity Lines of Credit! With rates ticking up, yet Home Equity is at an all-time high, now is the perfect time to get a Home Equity Line of Credit! Great for: Home ImprovementDebt ConsolidationEmergency FundsBridge Funds for...
by jessicajones | Feb 10, 2022 | 411
As I write this, I have been a mortgage originator for 21 years now and yes it has been a wild ride, but I have to say overall, it has been a blast! In 2021 I finally opened Fresh Home Loan Inc., “Independent Mortgage Brokers that Work for the People” ™. I started...
by jessicajones | Jan 25, 2022 | 411
2021 has been a banner year for housing, fueled by record low interest rates, strong demand, and a low supply of homes. You may be wondering if you are late to the party, or if it’s still a good time to purchase. Experts expect demand to increase...
by jessicajones | Jan 19, 2022 | 411
The FHFA announced some pretty dramatic fee increases for high balance and second home financing. They are implementing loan-level price adjustments on April 1st, 2022 that affect home buyers and homeowners in high-cost areas like the San Francisco Bay Area and people...
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