by jessicajones | Mar 4, 2021 | 411
The conforming 30 year fixed mortgage rates are going up probably going to level off between 3.25 and 3.75 which is a big jump from the mid 2’s we saw just a few weeks ago and everybody wants to know why? The short answer? The economy is improving, and rates go down...
by jessicajones | Mar 4, 2021 | 411
Housing and Interest Rate Outlook for 2021 Between the Pandemic Politics Stocks and now Mortgage rates 2021 is off to the races! As far as our housing outlook for 2021, here we go… Janet Yellen, former Fed Chair is now treasury secretary. She is quite different than...
by jessicajones | Nov 23, 2020 | 411
G.O.S.P.A is a strategy planning technique I was turned on by an industry friend and I thought it was a really great concept. G.O.S.P.A. is an acronym and it refers to Goals, Objectives, Strategies, Plans/ Priorities, and Actions. G.O.S.P.A. Goal setting using...
by jessicajones | Oct 29, 2020 | 411
Lower Rates, Faster Turn Times, and Better Qualified Borrowers, Broker or Bank? Load more United Wholesale Mortgage released some data recently looking at the current industry challenges and a comparison of retail and wholesale originations. Industry turn-times are...
by jessicajones | Oct 8, 2020 | 411
We are days before the FHFA hits you with the adverse market fee. This is a 50-basis point fee that will increase rates for the consumer roughly .125-.375 as I discussed last month. The FHFA says it’s to counterbalance the looming 6 billion in forbearance etc. but...
by jessicajones | Oct 8, 2020 | 411, Invest
Private Money is a commonly used term in banking and finance. It refers to lending money to a company or individual by a private individual or organization. While banks are traditional sources of financing for real estate, and other purposes, Private Money...
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