garrick@freshhomeloan.com    (510) 282-5456
garrick@freshhomeloan.com
(510) 282-5456
Close Your Real Estate Transaction in 15 days “Same as Cash”

“15 Days Same as Cash”: What You Need to Know

In fast paced real estate markets, like the San Francsico Bay Area, speed and flexibility are key. Whether you’re a first-time homebuyer, a seasoned investor, or a real estate agent working to close deals faster, having access to financial solutions that work for your timeline can make all the difference. That’s where the concept of “15 Days Same as Cash” comes into play.

But what does “15 Days Same as Cash” actually mean, and why is it a game-changer for the real estate market? Let’s break it down.

What Is 15 Days Same as Cash?

The term “15 Days Same as Cash” refers to a streamlined financing option designed to mimic the speed and simplicity of a cash purchase. In essence, the loan process is expedited to ensure funding is available within 15 days, giving buyers the competitive edge of being treated like cash buyers in the eyes of sellers.

This approach is particularly attractive in today’s market, where bidding wars and tight inventory mean buyers need to act fast to secure their dream home.

How It Works

  • Pre-Approval: The process begins with a thorough pre-approval, ensuring that buyers are fully qualified for the loan. This step is critical for setting up the accelerated timeline.
  • Streamlined Processing: Once an offer is accepted, the lender prioritizes the loan file, often using advanced technology and dedicated teams to ensure appraisal, underwriting, and funding happen seamlessly within 15 days.
  • Cash-Like Offer: With the ability to close quickly, buyers can present their offers as being nearly equivalent to cash, making them more attractive to sellers.

Why 15 Days Matters in Real Estate

  • Competitive Advantage: Sellers prefer cash offers or those that close quickly because they minimize risk and uncertainty. With “15 Days Same as Cash,” buyers can stand out in a crowded market.
  • Faster Closings: Time is often of the essence in real estate. Whether a seller needs to move quickly or a buyer wants to lock in a great deal, speed can be a deal-maker.
  • Avoiding Rate Fluctuations: Mortgage rates can fluctuate daily. Closing in 15 days helps lock in favorable terms before market conditions shift.

Who Benefits From 15 Days Same as Cash?

  • First-Time Buyers: Competing against seasoned investors can be tough. This option levels the playing field.
  • Investors: Real estate investors who want to close quickly to secure a profitable deal can leverage this financing method.
  • Real Estate Agents: Agents with clients ready to act fast can use this as a selling point to win bids and secure more listings.

Tips for Making the Most of 15 Days Same as Cash

  • Get Pre-Approved Early: Work with a lender who specializes in quick-turnaround loans.
  • Organize Your Documents: Have your financial paperwork ready to go, including tax returns, pay stubs, and bank statements.
  • Communicate Clearly: Keep open lines of communication with your lender, agent, and seller to ensure a smooth process.
  • Choose the Right Lender: Not all lenders can deliver on a 15-day timeline. Make sure to work with one that has a proven track record of fast closings.

Is 15 Days Same as Cash Right for You?

The “15 Days Same as Cash” approach isn’t for everyone, but it’s an incredible tool for those who need speed, flexibility, and a competitive edge. If you’re tired of losing out on offers or you need to close a deal quickly, this option might be the perfect fit.

Final Thoughts

In today’s fast-moving market, staying competitive is more important than ever. The “15 Days Same as Cash” model offers a way to combine the power of financing with the speed of cash, helping buyers close deals faster and with greater confidence.
Ready to take advantage of this game-changing opportunity? Reach out to a qualified lender who understands the importance of speed and efficiency in real estate. Your dream home—or your next big investment—could be just 15 days away!

For more information contact Garrick Werdmuller: https://freshhomeloan.com/schedule-a-meeting/
Garrick Werdmuller
garrick@freshhomeloan.com
1151 Harbor Bay Parkway Suite 136
Alameda CA 94502
(510) 282-5456

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All loan approvals are conditional and not guaranteed and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, loan cannot be funded. Specified rates and [products may not be available to all borrowers. Rates subject to change according to market conditions and agreed upon lock times set by borrower. Fresh Home Loan Inc. is an Equal Opportunity Mortgage Broker in California. This licensee is performing acts for which a real estate license is required. Fresh Home Loan, Inc. is licensed by the California Department of Real Estate #02137513 NMLS # 2124104

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Garrick Werdmuller

garrick@freshhomeloan.com
(510) 282-5456