FHA 5/1 ARM – More Buying Power, Same Low Down Payment

FHA 5/1 ARM – More Buying Power, Same Low Down Payment

I wanted to share a quick story that might help you with your next buyer on the edge of qualifying… A few weeks ago, I had a client who fell in love with a home—but when we ran the numbers, her debt-to-income ratio (DTI) was just a little too high. She was already...
FHA 5/1 ARM – More Buying Power, Same Low Down Payment

Beast Mode Prospecting in the Age of AI

Beast Mode Prospecting in the Age of AI PowerStack Edition In the Age of Giant Real Estate and Mortgage Tech Mergers (like Rocket & Redfin), independent agents and brokerages face increasing pressure to compete. Standing out requires a strategic, high-impact...
The Ultimate Guide to ITIN Loans

The Ultimate Guide to ITIN Loans

What is an ITIN Loan? An ITIN loan is a mortgage designed for individuals who file taxes using an Individual Taxpayer Identification Number (ITIN) instead of a Social Security Number. The ITIN is issued by the IRS for those who are not eligible for an SSN but still...