1. Introduction

Welcome to Fresh Home Loan Inc. By accessing our website www.FreshHomeLoan.com, you agree to be bound by these Terms and Services (“Terms”). If you do not agree to these Terms, please do not use our Website.

2. Services Provided

We provide mortgage brokerage services, including but not limited to:

• Assisting with Mortgage Applications
• Providing Mortgage Advice
• Providing Mortgage Home Loan Brokering Services

Our services are subject to the terms and conditions outlined below.

3. Eligibility

To use our services, you must be at least 18 years old and have the legal capacity to enter into a binding agreement. By using our Website, you represent and warrant that you meet these eligibility requirements.

4. User Responsibilities

As a user of our Website, you agree to:

• Provide accurate, current, and complete information when prompted by our forms
• Maintain the confidentiality of your account information
• Use our Website in compliance with all applicable laws and regulations
• Refrain from any activity that interferes with or disrupts our Website or services

5. Privacy

Your privacy is important to us. Please review our Privacy Policy visit https://freshhomeloan.com/privacy-policy/ to understand how we collect, use, and protect your personal information.

6. Intellectual Property

All content on our Website, including text, graphics, logos, images, and software, is the property of Fresh Home Loans or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on our Website without our express written consent.

7. Disclaimers

Our Website and services are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of our Website content or the services provided. We do not guarantee that our Website will be error-free or uninterrupted.

8. Limitation of Liability

To the maximum extent permitted by law, [Your Mortgage Brokerage Name] will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our Website or services, including but not limited to, damages for loss of profits, data, or other intangibles. This limitation applies even if we have been advised of the possibility of such damages.

9. Third-Party Links

Our Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume any responsibility for the content or practices of these third-party websites. Your use of third-party websites is at your own risk.

10. Idemnification

You agree to indemnify, defend, and hold harmless Fresh Home Loans and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in any way connected with your use of our Website or services, your violation of these Terms, or your violation of any rights of another.

11. Email Policy

By providing your email address to us, you consent to receive email communications from us. These emails may include updates, promotional materials, and other information related to our services. You can opt out of receiving promotional emails at any time by following the unsubscribe instructions included in each email. However, you may continue to receive transactional emails related to your use of our services.

12. Text Policy

By providing your mobile phone number to us, you consent to receive SMS (text) messages from us. These messages may include updates, promotional materials, and other information related to our services. Standard message and data rates may apply. You can opt out of receiving promotional text messages at any time by following the instructions included in each message or by contacting us directly. However, you may continue to receive transactional text messages related to your use of our services.

13. Change of Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on our Website. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

14. Governing Law

These Terms are governed by and construed in accordance with the laws of Alameda County, California, and the United States of America. Any disputes arising out of or relating to these Terms or your use of our Website will be resolved in the courts of Alameda County.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be valid and enforceable.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

• By email: team@freshhomeloan.com
• By visiting this page on our website: www.FreshHomeLoan.com
• By phone number: 5102256407
• By mail: 1151 Harbor Bay Parkway Suite 136 Alameda Ca 94502