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garrick@freshhomeloan.com
(510) 282-5456
  • Follow
  • Follow
  • Follow
  • Follow
  • Home Purchase
    • Search Homes
    • Setup Property Alerts
    • The Loan Process
    • FAQ
  • Refinance
    • The Loan Process
    • FAQ
  • Reverse Mortgage
  • HELOC
  • Blog – Digital 411
  • Resources
    • About
      • About Us
      • About Garrick Werdmuller
      • Reviews
      • Videos
      • Job Openings
    • FHL Emporium
    • Home Buying and a Global Pandemic [Free Book]
  • Contact Us
  • Apply Now
First time Home Buyers – Is It Too Late to Buy a Home?

First time Home Buyers – Is It Too Late to Buy a Home?

by jessicajones | Jan 25, 2022 | 411

2021 has been a banner year for housing, fueled by record low interest rates, strong demand, and a low supply of homes.   You may be wondering if you are late to the party, or if it’s still a good time to purchase.  Experts expect demand to increase...
As Rates Creep up in 2022 the FHFA Hikes Fees for High-Balance and Second-Home Loans!

As Rates Creep up in 2022 the FHFA Hikes Fees for High-Balance and Second-Home Loans!

by jessicajones | Jan 19, 2022 | 411

The FHFA announced some pretty dramatic fee increases for high balance and second home financing. They are implementing loan-level price adjustments on April 1st, 2022 that affect home buyers and homeowners in high-cost areas like the San Francisco Bay Area and people...

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    Garrick Werdmuller
    garrick@freshhomeloan.com
    1151 Harbor Bay Parkway Suite 136
    Alameda CA 94502
    (510) 282-5456

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    All loan approvals are conditional and not guaranteed and subject to lender review of all information. Loan is conditionally approved when lender has issued approval in writing, but until all conditions are met, loan cannot be funded. Specified rates and [products may not be available to all borrowers. Rates subject to change according to market conditions and agreed upon lock times set by borrower. Fresh Home Loan Inc. is an Equal Opportunity Mortgage Broker in California. This licensee is performing acts for which a real estate license is required. Fresh Reverse is a dba of Fresh Home Loan Inc. Fresh Home Loan, Inc. is licensed by the California Department of Real Estate #02137513 NMLS # 2124104

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