Mortgage Rates on the Rise in 2021

Mortgage Rates on the Rise in 2021

The conforming 30 year fixed mortgage rates are going up probably going to level off between 3.25 and 3.75 which is a big jump from the mid 2’s we saw just a few weeks ago and everybody wants to know why? The short answer? The economy is improving, and rates go down...
What is G.O.S.P.A.?

What is G.O.S.P.A.?

G.O.S.P.A is a strategy planning technique I was turned on by an industry friend and I thought it was a really great concept. G.O.S.P.A. is an acronym and it refers to Goals, Objectives, Strategies, Plans/ Priorities, and Actions. G.O.S.P.A. Goal setting using...

Mortgage Rates and The Feds Confusing Message

We are days before the FHFA hits you with the adverse market fee. This is a 50-basis point fee that will increase rates for the consumer roughly .125-.375 as I discussed last month. The FHFA says it’s to counterbalance the looming 6 billion in forbearance etc. but...