Garrick Werdmuller

As far as lending goes, I believe it starts with one word. Trust. I believe nothing is more important in a relationship. Every day I work closely with parents, first time home buyers, business owners and retirees. No matter whom I work with, I provide clear honest answers. I treat my clients how I want to be treated.

My job doesn’t end when your loan closes. I continue to provide support and guidance for years to come. This is one of the main reasons my clients recommend me to others! –


We offer a wide range of refinance options, designed to best meet your needs. If you’re looking for cash out, or to just get a better rate and term, we can assist you.

Home Purchase

Don’t Get “Pre-Approved”…
Get Approved!

Whether you are purchasing your first home or your 5th property, we want to be a resource for you.


We are here to educate and assist and of course provide the most loan options at the most competitive market price!

Don’t be afraid to reach out! 



My wife and I used Garrick on the purchase of our new home and we couldn’t be happier with his service. Garrick was polite, knowledgeable and responsive to all of our requests during the entire process. Garrick walked us through our approval and made sure we knew exactly what we could afford. When we did get into contract Garrick made sure we had all our ducks in a row to ensure a quick and timely close.

Devon C.

Garrick is the best! I feel so lucky to have used Garrick on our recent refi. He made the whole experience super easy for me. We played phone tag for almost a month and with both my husband and I working full time and doing a lot of travel, we are very hard to pin down. But he did and he got us an amazing rate quickly and even came to our house to have us sign the information quickly and conveniently.

Leslie V.

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Best Mortgage Refinance Companies in Oakland