Self Employed Home Loan Checklist – “Post” Pandemic

Since Covid, there have been more requirements for self employed borrowers as well as W2’s employees as well 

What you don’t want to do is lie and say you are W2’d when you are self-employed. Also, it is best to get what is required rather than make a fuss about it. Gather the necessary information upfront and you will have a much easier time in escrow. Typically you need:

  • 2 years tax returns personal and business
  • K1’s 2 years
  • If you salary yourself then 2 years W2’s and most recent 30 days paystubs
  • 3 months business bank statements
  • Profit and Loss

Go to FHL to apply 

www.FreshHomeLoan.com

 

We are here to help you!

Garrick Werdmuller

garrick@freshhomeloan.com
(510) 626-9100