by jessicajones | Feb 10, 2022 | 411
As I write this, I have been a mortgage originator for 21 years now and yes it has been a wild ride, but I have to say overall, it has been a blast! In 2021 I finally opened Fresh Home Loan Inc., “Independent Mortgage Brokers that Work for the People” ™. I started...
by jessicajones | Jan 25, 2022 | 411
2021 has been a banner year for housing, fueled by record low interest rates, strong demand, and a low supply of homes. You may be wondering if you are late to the party, or if it’s still a good time to purchase. Experts expect demand to increase...
by jessicajones | Jan 19, 2022 | 411
The FHFA announced some pretty dramatic fee increases for high balance and second home financing. They are implementing loan-level price adjustments on April 1st, 2022 that affect home buyers and homeowners in high-cost areas like the San Francisco Bay Area and people...
by jessicajones | Dec 29, 2021 | 411, First Time Buyer
What do the new 2022 conforming loan limits mean to First Time Home Buyers? The new loan amounts are here, and they are HUGE! Originally, we thought the conforming loan amount was going to be 625K but as we mentioned before they are up to $647,200 and High balance is...
by jessicajones | Dec 16, 2021 | 411
Mortgage Review- Putting your home equity to work for you. While there may be signs of the real estate slowing down in certain areas that is not the case here in the Bay Area, we are still seeing multiple offers. I saw a house go 60% over asking a couple...
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